The team at The Home Loan Shop saw a need to provide their
clients with an additional service in offering an analysis of clients personal and
business risk assessment and review of their existing insurance. With this is
mind, we have created a new company with an Insurance Specialist on-board with
a fresh perspective on the way to look at your insurance needs.
We all insure our homes, cars and contents, and all those
‘replaceable’ items in life, so why wouldn’t we insure ourselves? This is the
question us laid-back, she’ll be right attitude kiwis must consider. Being one of the developed world’s most
under-insured countries we need to catch up to our mates abroad and become
realistic that life can take a pretty quick spin these days should a loved one
suffer a serious illness, injury or pass away.
At HLS Insurance Ltd we are able to offer the following
products across the personal and
business risk market including:
Life Insurance, Income and Mortgage Protection, Redundancy
Cover, Trauma/Critical Illness, Total and Permanent Disablement and Health
Having assumed one of the Mortgage boys have done an awesome
job in getting you your very first home, or re-financed you to get a better
deal to nail that goal of becoming a debt free home owner. We now need to look
at covering yourselves in terms of the worse-case happening. Because we don’t
want to leave our loved ones with a burden of finally finding that dream home
and not being able to pay the mortgage and becoming financially crippled in an
already challenging time.
It is also just as important to review your existing
insurance and at HLS Insurance Ltd we offer a free no obligation risk
The main reasons for a review may be one of the following:
circumstances are always changing eg the kids have left home or you have paid
your home loan off. So you actually may not need as much cover as you are
currently paying for.
products are always evolving and getting better as companies are always vying
for new business, so this makes it important to review your existing cover to
make sure you are getting the best products at the most competitive premiums.
At HLS Insurance we are realistic in terms of budgets so we
will work closely together to determine your highest priorities across the
various benefits which we will guide you through, but leave you in control of
the decision making process. It is just as important that you see value in the
benefits chosen and satisfied your risk is covered.