Your first home! One of the most exciting times of your life but it also can be one of the most daunting and stressful.
There is so much to think about – how much can you borrow; how much deposit do you need; what will your repayments be; what type of property can you buy; how do you make an offer on a property; what’s it all going to cost, and much much more.
At The Home Loan Shop we have helped thousands of Wellingtonians to answer these questions and to successfully achieve that dream of buying their first home.
Our aim is to make it as easy and stress-free as possible for you and to ensure that you receive the best advice and make the right decisions along the way. We do this by:
- Fully understanding your financial situation, your goals and desires, and showing you how you can make that dream of owning your first home a reality.
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Showing you the lending options available to you based on your unique situation (no two clients are the same).
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Arranging a finance pre-approval for you. If you haven’t yet found the home of your dreams we recommend that we arrange a pre-approval for you. This gives you the peace of mind of knowing exactly how much you can borrow and the confidence that you can start looking for that new home in earnest. Also, being pre-approved may make your offer more attractive to the seller.
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Helping you complete all the paperwork required by the lenders to approve your new home loan. This can be quite an intimidating and frustrating process so why not let us at the Home Loan Shop do the hard yards for you.
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Everything there is to know about buying a new home – from ‘how do I make an offer and what conditions should I include in my offer’ to ‘how do I decide how much to pay for the property’.
- Recommending valuers, building inspectors, lawyers etc and arranging these for you if you wish.
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Keeping you informed every step of the way, this is extremely important to us.
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